Payment Policy

Last Updated: 12/18/2025

Accepted Payment Methods

FOLDPEAKS uses Shopify Payments to securely process all transactions. We accept the following payment methods:

  • Visa

  • MasterCard

  • American Express

  • Discover

  • Debit Cards (where supported)

  • Other payment methods made available through Shopify Payments from time to time

All payments are processed in U.S. Dollars (USD).

Payment Security

Your payment information is handled using industry-standard encryption and secure payment processing provided by Shopify Payments.
FOLDPEAKS does not store, access, or retain your full credit or debit card details.

Shopify Payments complies with PCI-DSS security standards, ensuring your data is protected at all times.

Payment Authorization

By placing an order, you authorize FOLDPEAKS to charge your selected payment method for:

  • The total order amount

  • Applicable taxes

  • Shipping charges (if any)

Orders are not confirmed or processed until payment has been successfully authorized and received.

Failed or Declined Payments

If a payment is declined or fails:

  • The order will not be processed

  • You may be asked to retry using a different payment method

  • FOLDPEAKS is not responsible for delays caused by payment authorization issues from your bank or card provider

Pricing Accuracy

All prices are displayed clearly on product pages and at checkout before payment is completed.
In the event of a pricing error, FOLDPEAKS reserves the right to cancel or adjust the order and notify the customer accordingly.

Taxes

Applicable sales tax is calculated and charged at checkout in accordance with U.S. tax laws, based on your shipping address.

Fraud Prevention

To protect our customers and business, FOLDPEAKS reserves the right to:

  • Verify billing and payment information

  • Cancel or hold orders suspected of fraud or unauthorized activity

  • Request additional verification when necessary

Orders flagged for potential fraud may be delayed or cancelled without prior notice.

Refunds

Refunds are issued only in accordance with our Refund & Return Policy.
Approved refunds will be processed back to the original payment method used at checkout.
Processing times may vary depending on your payment provider.

Contact Information

If you have any questions regarding payments, please contact us:

Business Name: FOLDPEAKS
Email: support@foldpeaks.com
Phone: +1 (347) 796-3367
Operating Country: United States